What is Critical Illness Cover?

Critical illness cover is an insurance policy that helps protect you should you become critically ill during the policy term. You never know what is around the corner but you can make sure you are prepared financially, if you do not have savings to fall back on getting cover can take away financial worries while you are receiving treatment and recovering.

Critical illness cover pays out a tax-free lump sum that you can use, for example, to cover bills, health-related costs or alterations to your home. How much cover you need depends on what you would like to cover and for how long. A critical illness policy will pay out for illness’s only as defined with the policy terms and conditions.

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