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A new Track Record mortgage without the need for a deposit has been launched. This is designed for clients who have a track record in paying rent and household bills but whilst they have been doing that, have struggled to save a deposit to put down on a house of their own. Who is eligible? You might be eligible for this product if: Each applicant is a first time buyer Each applicant is aged 21 or over Each applicant has no missed payments on debts/credit commitments (e.g. mobile phone bill) in the last 6 months You are looking to borrow [...]

On 10th May 2023, The Bank of England increased the Base Rate by 0.25% to 4.5%. This is part of its strategy to get a handle on inflation and the move was widely expected, however it is the twelfth increase in a row and mortgage clients are understandably concerned, so here’s how it could impact you. If you are on a Tracker/Variable rate mortgage Your payments will be affected more or less straight away and you will see the difference in your payments first. If this is you, then now may be the time to review the rate you are [...]

We recently went to the Mansfield & Ashfield 2020 Business Awards after making it through as finalists in the Customer Focus Initiative. After making it through the first 2 rounds of judges, explaining how we work and what our customer service looks like, we were announced as one of only 5 finalists in this category to make the final, which we are incredibly proud of. Customer service is at the heart of what we do and we will always treat each client as if they are family, ensuring they are given the best possible advice and service together. The judges [...]