At Hall-Ward IFA, we provide access to a comprehensive range of mortgages for all scenarios such as First time buyers, Help to buy, Home movers, Self-Employed, Further borrowing, Remortgaging and Buy to Lets.
The service we provide is representative of the whole of the market, so we have access to many mortgage deals that are available to brokers. We can then calculate which of these would be the most appropriate and cost-effective option and because we aren’t tied to a specific lender, we are able to tailor a solution that is personal to you.
A fee may be payable for our advice, which would typically be £295. This could vary, depending on the complexity of your mortgage, however this would be discussed with you on our initial meeting.
We pride ourselves on being a responsible firm, so we will make sure we always look at the full mortgage package for you. This includes us not only finding the right mortgage deal for you and your budget, but we will also look at any life insurance you may have or need to protect your loved ones, alongside any home insurance to protect the property itself.
Our mortgage department is headed up by our Senior Mortgage Consultant Catherine Ray. Catherine has over 15 years’ experience as a mortgage consultant and she has already worked with hundreds of families to help them achieve their goals.
Our mortgage team can work with you throughout the lifetime of your mortgage, regularly reviewing your finances to make sure that you are never paying more than you need to.
Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.